Shopify · Amazon · DTC

The right capital for your ecommerce business. Not the first offer.

Skip the shopping around. We compare offers across our lender network so you get financing that actually fits your business — not the first check that happens to clear.

Get funded5 min to apply · No obligation, no credit ding
  • No collateral required
  • No equity, no personal guarantee
  • Works with imperfect credit
  • Rate-shop without the credit ding
Your cash flow gap
$18,200
Etsy · Shopify · sample
JanMarMayJulSep
Revenue in, actual Bills, payroll, POs
Staxra can bridge a gap like this in 24–72 hours
Your monthly revenue$40,000
Estimated funding range$60,000$120,000
4.3
avg. lenders compared per deal
24–72hr
from accepted offer to funded
$10K–$2M
funding range we place
0%
equity taken, ever
The real problem

It's not your product. It's the gap between cash in and cash out.

01 · INVENTORY

Inventory eats every dollar you have.

Suppliers want 50% deposits, MOQs keep climbing, and you're forecasting Q4 in August. Capital tied up in pallets is capital not buying customers.

02 · PAYOUTS

Platform payouts move at platform speed.

Amazon holds for 14 days. Shopify Payments delays. By the time your money lands, you've missed the inventory window and the ad spike.

03 · AD SPEND

Your winning ads need more fuel — now.

You found a campaign with a 4x ROAS. Every day you can't scale it is revenue your competitors are eating. Cash flow shouldn't decide what you ship.

Close the gap in 24 hours
How it works

From application to funded in three steps.

01~5 min

Tell us about your business

A few minutes, no documents required upfront. We want to understand your business before we talk numbers.

02~15 min

Talk to a real advisor

A member of our team reaches out directly to learn your situation — what you need, what you've looked at, and what matters most to you.

0324–72 hr

Get matched with the right fit

We take your profile to our lender network, they compete for the deal, and we bring you the one that actually fits — not just the first offer back.

Why brokers usually lose you money

One application. Every offer compared side by side.

This is the actual mechanism, not a sales pitch. We send your numbers to the lenders in our network who fund businesses like yours, they bid, and we only bring back the offers that would beat what you'd get shopping alone.

Regional bank line
14.2%
Merchant cash advance
1.42x
Your match
Revenue-based fund
1.12x
Credit union
Declined

Illustrative example. Actual lenders, rates and structures shown to you depend on your revenue, channel mix and time in business.

Our products

Three ways to fund your next move.

Pick the structure that fits how your business actually runs — short bursts of capital, predictable scaling, or an always-on line you can draw from.

Flexible

Variable

Fast capital for immediate growth opportunities — inventory, marketing, or smoothing out cash cycles.

  • Revenue-based repayment that flexes with sales
  • Length: 1–9 months, unsecured
  • One transparent fee, no hidden costs
Most common

Fixed

Predictable capital and repayments for businesses that are scaling into a more strategic phase of growth.

  • Fixed, predictable repayments
  • Optional security can lower cost of capital
  • One transparent fee, no hidden costs
Continuous

Rolling cash line

A revolving borrowing capacity that grows with your sales — for established businesses that draw again and again.

  • Revolving capacity that grows with sales
  • Choose fixed or revenue-based repayment
  • Pay fees only on capital you deploy
Why work with us

An operator in your corner, not another broker dialing for commissions.

We work for you, not the lender.

Brokers who get paid by a single lender push you to one product. We scan the funding market and bring back the options that actually compete for your business.

Built by ecommerce operators.

Our team has ordered inventory from China, blown ad budgets on bad creatives, and waited on Amazon disbursements. We underwrite from operator empathy, not a script.

The whole market, shopped in parallel.

One application. Multiple competing offers. We scan the funding market for the structures that actually fit — you never have to fill out five different forms.

Deals close in 24–72 hours.

No six-week underwriting. No follow-up emails asking for the same bank statement three times. Capital when the opportunity is still open.

JD

"We built Staxra because we were the founders getting cold-called by brokers who didn't know a SKU from a ROAS. Every advisor here has run a store."

— Staxra founding team, e-commerce operators before lenders
Who this is for

If this sounds like you, you'll almost certainly qualify.

We work exclusively with founders building real brands on real channels. If you're below $30K/mo or under six months in business, we'll tell you straight — and point you to the right next step.

Get funded
Selling on Shopify or Amazon
Doing $30K+ in monthly revenue
6+ months operating history
Need $10K–$2M working capital
Tired of bank rejections
Want a partner who's run a store
Founders we've funded

Real operators. Real capital. Real timelines.

Verified funded deal$180K

Got $180K for a Q4 inventory order in under 48 hours. The Staxra team brought back four offers and walked me through every one. First brokerage I've worked with that actually gets ecom.

Jordan R. · Shopify, apparel brand
Verified funded deal$95K

Bank ghosted me twice. Staxra had three competing offers on the table the next day and I closed at a better rate than my last round.

Priya S. · Amazon FBA, home goods
Verified funded deal$60K

I needed to scale a 4x ROAS campaign before the season ended. Funds hit Friday. We tripled ad spend Monday. That's the difference cash flow makes.

Marcus T. · Shopify, outdoor
FAQ

Straight answers, no jargon.

Ecommerce moves fast and so do we. Once you finish qualification and accept an offer, funds typically hit your business bank account within hours — usually 24–72 hours at the outside, depending on your bank's ACH timing.

Ready when you are

Stop shopping for capital alone.

Five minutes to apply. A real advisor within a day. Offers that actually compete for your business.

Get funded